owe 欠（錢），負債，感激，應給予，歸因於
①debt/arrearage 欠（錢）
She says they often start by making the lowest payment required. Over time， their credit limit is increased， but they do not pay off their debt.
她說，他們通常從最低付款額度開始，久而久之，信貸限額上升，但他們不去付清欠款。
Check account with the financial department and control the arrearage
與財務部門帳目覈對及應收欠款的控制。
②appreciate 感激
We would appreciate the prompt return of books to the library.
若能及時將圖書歸還圖書館，我們將不勝感激。
③attribute to 歸因於
The indirect productivity costs attribute to most of the economic loss.
大多數經濟損失歸因於間接的勞動收入損失。
